Ingenie Car Insurance Reviews

If you’re looking for an affordable car insurance policy, consider Ingenie. They offer a black box that monitors your driving to determine your driver score and could help you save money on your premiums.

The company also offers learner driver insurance. This is an excellent option for young people who aren’t yet licensed to drive their cars.

Cost

Ingenie offers specialist black box car insurance targeted at young drivers. The insurer fits a black box to your car that measures your speed, acceleration, braking, and cornering to determine your driving score.

Ingenie uses telematics technology to build a picture of your driving style and rewards drivers who progress with lower premiums. Your policy is reviewed by RSA every three months to see whether you are on track for discounts.

The Ingenie app tracks your driving performance and updates you on any discounts you’re on track to receive. You can also save an average of PS563 when you renew your policy for a second year.

Ingenie also provides learner driver insurance for provisional license holders learning to drive. This covers learners for up to 14 days within Europe, while a low PS250 excess applies if they have an accident.

Benefits

Ingenie Car Insurance Reviews show that drivers who use their telematics device may pay less for their policy than those without it. This is because it uses a black box to monitor a driver’s driving, such as speed, acceleration, braking, and cornering.

It assesses driving patterns rather than isolated incidents, and each driver’s policy is reviewed three times a year, with discounts awarded to the best drivers in their community.

The company is backed by footballer turned broadcaster Gary Lineker and Williams F1 race driver Steve Broughton. They have invested in the company to help improve its customer service.

It also aims to encourage better driving habits, which can reduce the risk of accidents and claims. This is a vital part of its strategy, and it has been designed with the needs of young drivers in mind.

Customer service

Genie’s customer service is top notch and is available six days a week via phone or email. There are also online chat options and a claims line open around the clock. They even have a smartphone app that allows you to make payments with your mobile.

The most crucial aspect of any car insurance policy is the coverage and protection you receive. Ingenie provides a plethora of safety features to ensure you’re protected in the event of an accident or theft. Genie’s top-of-the-range telematics system is the most sophisticated in the business and can record everything from your driving style to your GPS tracking. Using this technology, Ingenie can help you choose the best policy for your needs and budget. They’re also one of the few insurers to offer a no-claims bonus on most policies. The company also provides a no-obligation quote. It’s not hard to see why Ingenie is becoming a significant player in the insurance game.

Telematics

Telematics is a technology that allows car insurers to monitor your driving habits. It involves fitting a gadget (usually a black box) in your car or using an app that transmits the information back to the insurer.

Typically, telematics systems track features of your driver’s style, such as speed, acceleration, and braking. These are then used to determine your insurance premium.

Ingenie is one of many firms offering telematics-based policies. These policies are prevalent among young drivers who struggle to get affordable coverage.

Ingenie’s telematics system monitors drivers’ safety and rewards them for safe driving with quarterly discounts on their premiums. It also doesn’t have a nighttime curfew, which can make it attractive for younger motorists.